Seung-Gyu Kim

Woori Bank engages in the provision of personal and commercial banking services. It operates through the following segments: Consumer Banking, Corporate Banking, Investment Banking, Capital Markets, Credit Cards, and Other Operations. The Consumer Banking segment consists of lending and accepting deposits from retail customers. The Corporate Banking segment provides commercial banking services to large corporate customers, including government owned enterprises and small and medium sized enterprises. The Investment Banking segment offers project finance and financial advisory services. The Capital Markets segment includes securities investment and trading, derivatives trading, asset secularization services, and investment banking. The Credit Cards segment comprises of Woori, BC Card, and Visa brands. The Other Operations segment manages credit management and collection department, treasury operations, including transactions of available-for-sale securities, and financing among financial institutions. The company was founded on January 30, 1899 and is headquartered in Seoul, South Korea.

KB Capital Co., Ltd. engages in the provision of investment and financial services. It operates through the following divisions: Equipment Leasing, Installment Financing, New Technology Business Financing, Factoring, Loan, and Payment Assurance. The Equipment Leasing division offers physical financing services under contractual agreements for the use of various equipment such as automobiles, construction, medical, communications, information technology, and industrial equipment. The Installment Financing division provides funds financing services for the purchase and sale of goods and services under agreements between buyer and seller. The New Technology Business Financing division focuses on the investment and loans in new technologies business loans. The Factoring division manages and collects the other companies' bond accounts receivable for supplying goods and services. The Loan division provides enterprise loans and personal loans for working capital, housing funds, family loan, and property funds. The Payment Assurance division provides contracts for bank account holders to pay off the bonds by having employers as a guarantee. The company was founded on September 11, 1989 and is headquartered in Suwon-si, South Korea.