William Barclay

Pathfinder Bancorp, Inc. operates as a bank holding company, which through its subsidiary, Pathfinder Bank provides commercial banking services. The bank is primarily engaged in the business of attracting deposits from the general public in its market area, and investing such deposits, together with other sources of funds, in loans secured by one- to four-family residential real estate, commercial real estate, small business loans, and consumer loans. It invests a portion of its assets in securities issued by the U.S. Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The bank also invests in mortgage-backed securities primarily issued or guaranteed by U.S. Government sponsored enterprises. Pathfinder Bancorp was founded in 1995 and is headquartered in Oswego, NY.

Pathfinder Bank engages in the operation of a commercial bank. It offers personal, business, municipal, investments, and insurance services. The company was founded on May 28, 1859 and is headquartered in Oswego, NY.

Part of Pathfinder Bancorp, Inc., Pathfinder REIT, Inc. is a Real Estate Investment Trust/REIT. The company is based in Oswego, NY.

Part of Virginia Farm Bureau Federation, Inc., Countryway Insurance Co. provides insurance brokerage services. The company is based in Syracuse, NY. Countryway Insurance was acquired by Virginia Farm Bureau Mutual Insurance Co. from Indiana Farm Bureau, Inc. on May 11, 2011 for $24.60 million.