Riku Sugie

APLUS FINANCIAL Co., Ltd. engages in the management of its group companies with interest in providing financial services. It operates through the following business segments: Shopping Credit, Credit Card, Loans, Payment, Other Subsidiaries, and Others. The Shopping Credit segment provides reimbursement and debt collection services. The Card segment issues credit cards and offers reimbursement services. The Loan segment deals with financing services through cash dispensers and automated teller machines. The Payment segment handles bill collection and rent reimbursement for apartments and condominiums. The Other Subsidiaries segment involves with the management and operation of subsidiaries. The Others segment manages lease and housing loan business. The company was founded on October 6, 1956 and is headquartered in Osaka, Japan.

Part of SBI Holdings, Inc., Shinsei Financial Co., Ltd. engages in consumer credit services. The company is based in Tokyo, Japan. Hiroyuki Torigoe has been the CEO of the Japanese company since 2017.

Part of SBI Holdings, Inc., APLUS Co., Ltd. provides shopping credit, credit cards, and accounts settlement services. The company is based in Osaka, Japan. The Japanese company was founded in 1956. The CEO is Takayuki Shimada.

Part of SBI Holdings, Inc., APLUS Personal Loan Co., Ltd. provides personal loans. The company is based in Suita, Japan.

Paidy, Inc. engages in the operation of cardless and real-time online payment services. It also provides application programming interface (API) and Paidy check-out systems for online shopping purchases. The company was founded by Russell Cummer in 2008 and is headquartered in Tokyo, Japan.