Thomas P. O'Brien

United Financial Bancorp, Inc. operates through its subsidiary company United Bank and the Bank's wholly-owned subsidiaries, UCB Securities, Inc. and UCB Securities, Inc. II, which offer various banking products and services like buying, selling and holding investment securities in Massachusetts. The company operates through two loan portfolio segments: Commercial and Consumer segments. The Commercial segment includes classes for commercial & industrial loans, commercial real estate and construction. The Consumer segment includes classes for residential real estate, home equity and consumer loans. The company through its subsidiary company provides a broad range of banking services personal banking, business banking, commercial lending, savings and consumer loans. United Financial Bancorp was founded in 2007and is headquartered in West Springfield, MA.

New England Bancshares, Inc. operates as a holding company for New England Bank which provides commercial banking services. The principal asset of the company is its investment in the Bank. The Bank is engaged in the business of attracting deposits from the general public and investing those deposits primarily in commercial real estate loans, residential real estate loans, commercial loans and to a lesser extent, construction and consumer loans. The company's loan portfolio comprises of Commercial Real Estate Loans and Residential Real Estate Loans. The Commercial Real Estate Loans segment is generally secured by properties used for business purposes such as small office buildings, industrial facilities or retail facilities primarily located in their primary market area and to a much lesser extent multi-family residential properties. The Residential Real Estate Loans segment offers adjustable-rate mortgage loans, with an interest rate based on the one-year Constant Maturity Treasury Bill index. The other significant segments of its loan portfolio are commercial loans, home equity loans and lines of credit and other consumer loans. The company originates loans for investment purposes. The Commercial Loans segment offers term loans, revolving lines of credit and Small Business Administration guaranteed loans. The Home Equity Loans and Lines of Credit segment offers home equity loans and home equity lines of credit, both of which are secured by owner-occupied one to four-family residences. The Consumer Loans segment offers fixed rate loans secured by mobile homes. The company was founded in 2005 and is headquartered in Enfield, CT.

First Valley Bancorp, Inc. provides various banking services to commercial and individual customers. The bank offers deposit accounts, including NOW accounts, business and personal checking accounts, statement and passbook savings accounts, money market deposit accounts, certificates of deposit and individual retirement accounts. Its loans portfolio comprises commercial, commercial real estate, residential mortgage and consumer loans. The company was founded in 1999 and is located in Bristol, CT.

United Bank (Massachusetts) is a state chartered commercial bank. The company is based in West Springfield, MA.