Gerald A. Hines

Gerald A.
Hines has served as our Executive Vice President--Global Development since November 2003.
Mr. Hines previously served as Senior Vice President and Group Executive--Card Services from June 2001 until November 2003 and as Senior Vice President, Equifax Card Solutions-Americas, a unit of Equifax Inc., from September 1997 until June 2001.
Prior to joining Equifax, Mr. Hines was Executive Vice President and Chief Operating Officer at AT&T Universal Card Services, a credit card issuer, from April 1993 to August 1997.