Anthony J. Pino

Ceres Group Inc. through its insurance subsidiaries, provides health and life insurance products through two primary business segments. The Medical segment includes catastrophic and medical health insurance for individuals, families, associations and small to mid-size businesses. The Senior segment includes senior health, life and annuity products for Americans age 55 and over. The Company also provides medical cost management services to its insureds. Ceres Group is located in Cleveland, OH.

National Health Services, Inc. provides care management services. The company was founded on January 14, 1998 and is headquartered in Louisville, KY.

American Benefit Plan Administrators, Inc. provides employee benefit plan services. The company specializes exclusively in providing administrative services for employee benefit plans on a national basis. It has over 50 years of experience in administering benefits for Taft-Hartley funds. American Benefit Plan Administrators was founded in 1951 and is located in Las Vegas, NV.

Ameritox Ltd. engages in the development of pain medication monitoring solutions for pain management. The firm offers laboratory services and practice management tools to help clinicians coordinate and optimize the care of chronic pain patients. Its pain medication monitoring solutions include the Rx Guardian process, a urine drug testing to help clinicians assess whether patients are taking their medications correctly. The company was founded by Ronald C. Backer and Joel A. McEndree in 1996 and is headquartered in Columbia, MD.