Erwin Ramaekers

Argenta Spaarbank NV provides commercial banking services. The firm offers loans and assurance services. The bank was founded in 1997 and is headquartered in Breda, the Netherlands.

Vanbreda Risk & Benefits SA provides insurance brokerage services as well as risk management and employee benefits consulting services. The company was founded in 1937 and is headquartered in Antwerp, Belgium.

Part of Sompo Holdings, Inc., NIPPONKOA Insurance Co. (Europe) Ltd. is a British company that provides fire, marine, and casualty insurance services. The company is based in London, UK.

Part of ING Groep NV, Record Crédit Services is a consumer and personal credit services company based in Liege, Belgium. Founded in 1955, the Belgian company provides credit services to individuals.

Part of Brookfield Corp., Fedimmo SA is a Belgian company that provides real estate services. The company is based in Brussels, Belgium. The CEO of the company is Jean Philip Vroninks.

Guberna vzw is an organization that aims to promote good governance in all types of organizations. The private company is based in Brussels, Belgium. The Belgian company believes that good governance leads to better organizations, which in turn contribute to a better world. To achieve this mission, Guberna focuses on three strategic pillars\: knowledge development, lifelong learning, and networking. Good governance involves boards, control, accountability, supervision, and control, and is a means to realize the organizational strategy.

Vanbreda International is part of Vanbreda, an independent group of financial services providers and consultants. The group was founded in 1937 and is located in Antwerp (Belgium). The group's main activities are insurance brokerage, risk management services and consultancy. Over a period of 50 years, Vanbreda International has acquired a position of market leadership in providing employee benefits for international groups. This reflects their capacity not only to attract, but also to retain clients who value the benefits and first class service that they provide. Vanbreda International is ISO 9001:2000 certified with regard to claims handling related to employee benefits (Certificate n° QBE 98053 - SGS European Quality Certification Institute E.E.S.V.). This entails that detailed quality standards are laid down for their procedural system. They measure the quality of their services by means of the following performance standards: accuracy, promptness, accessibility, customer satisfaction and employee involvement. Payment and claim processing accuracy are constantly monitored; contracts guarantee standard claim turnaround time, time in phone queue and call abandonment rates are followed up. In addition, regular customer satisfaction surveys addressing their five performance standards are held.

Inventive Designers NV provides development of multichannel customer communications solutions. It offers Data/Text Merge and Scriptura software services. The firm also provides consultancy and support services. The company was founded in 1994 and is headquartered in Hoboken, Belgium.

Gudrun Group NV provides architectural services. The firm also provides real estate services and solutions for the real estate and auto motive sector. The company was founded in 1982 and is headquartered in Brussels, Belgium.

Part of UniBreda NV, Justitia NV is a Belgian insurance broker and risk consultant. Justitia is based in Antwerp, Belgium. With over 80 years of experience, they provide advice to entrepreneurs, companies, and public, social, and financial institutions in the field of insurance, risk management, and employee benefits. The Belgian company offers a personal approach supported by the latest digital tools.

The Belgian NV is a company that distributes and installs security systems such as fire detection, access control, burglary protection, camera surveillance, videophony, and building management systems. The private company is based in Meise, Belgium. The company's approach is to ensure that the different security aspects work as a whole and are adapted to the specific situation of the client. The company was founded in 1958 by José Tonoli.