Frode Vasseth

Sparebanken Sogn og Fjordane engages in the provision of banking, investment, personal and home loans, bill payments, overdraft and other financial services. It operates through the following segments: Finance; Corporate Banking, Market, Public Sector, Financial Sector; Retail Market Including Bustadkreditt, Other, Estate Agency, and Property Management. The Finance segment deals with financing and managing liquidity. The Corporate Banking, Market, Public Sector, Financial Sector segment offers financing, deposits, investments, insurances, foreign currency services and interest rate instruments to small and medium-sized enterprises, the public sector and financial sector. The Retail Market Including Bustadkreditt segment provides financial services to retail customers. The Other segment supplies supplies services to Sparebankstiftinga Sogn og Fjordane and manages various properties. The Estate Agency segment refers to estate agency services in conjunction with the purchase and sale of properties. The Property Management segment handles the group’s largest properties. The company was founded in 1842 and is headquartered in Forde, Norway.

Bustadkreditt Sogn Og Fjordane AS provides and/or acquire residential mortgage loans. The firm offers loans secured by mortgages on other registered assets and loans to the public sector, as well as to finance its lending activities primarily by issuing covered bonds. The company was founded in 1988 and is headquartered in Førde, Norway.

Eiendomskreditt AS is a financial institution, which engages in the provision of mortgage and commercial loan services. Its covered bonds include private housing mortgage and commercial real estate lending covered bonds. The company was founded on October 29, 1997 and is headquartered in Bergen, Norway.