Hanna-Leena Loikkanen

Bank Severnaya Kazna, an open joint-stock company, was founded on September 9, 1992, by Ural-Avia Airline Company, Ekaterinbursky Zhyrovoy (Fat Production) Plant, Kalinin Machine Building Plant, UralTechnogenMet Metallurgical Plant, 'Nalogi Rossii' (Taxes of Russia) Association, Ural Jewelers Company and some others leading businesses of the Ural Region and the Russian Federation. Since its foundation, Bank Severnaya Kazna provides quality solutions, making the use of most advanced banking technologies its central activity. This has made the Company highly competitive among the many other banking institutions. Bank Severnaya Kazna has become a banking business leader in the Ural Region through cutting-edge technology providing quality solutions for corporations, financial institutions, asset managers, government, non-profit organizations, and individuals. The firm is the main body of a large Financial Industrial Group that comprises an audit company, an insurance company, a leasing company, a real estate agency, an industrial holding, and a pension fund. The Company plays an integral role in the infrastructure of the capital market and servicing securities, offering financial services to accommodate a wide range of personal and business banking needs.

LOCKO-Bank CJSC provides commercial banking services. It offer services in financial markets and diversified funding sources, including promissory note and corporate bond issues, international and domestic syndications, eurobond placements. The company was founded on February 21, 1994 and is headquartered in Moscow, Russia.

BGEO Group Ltd. operates as a bank holding company. It operates through the following segments: Retail Banking; Corporate Investment Banking; Property and Casual Insurance; Affordable Housing; JSC Belarusky Narodny Bank; Georgia Global Utilities; and Other. The Retail Banking segment offers consumer loans, mortgage loans, overdrafts, credit card facilities and other credit facilities, funds transfer, and settlement services; and handles customers' deposits for both individuals and legal entities. The Corporate Investment Banking segment provides loans and other credit facilities to large legal entities. The P&C Insurance segment is engages in property and casualty insurance services to corporate clients and insured individuals. The Affordable Housing segment develops and sells residential apartments; and holds investment properties repossessed by the bank from defaulted borrowers, and manages those properties. The BNB segment involves in the retail and corporate banking services in Belarus. The GGU segment comprises the utility and energy subsidiaries such as water, and electricity. The Other segment includes JSC Galt & Taggart Holding Georgia, a shell company principally holding investments in subsidiaries of the bank on behalf of the bank. The company was founded on October 21, 1994 and is headquartered in London, the United Kingdom.

Probusinessbank JSCB provides commercial banking services to the industrial sector. The firm provides services for industrial organizations such as chemical, food, processing industries, high-tech, communication, construction, transportation, and wholesale industrues and to boost development of the market sector enterprises. The company was founded on July 7, 1993 and is headquartered in Moscow, Russia.

Morgan & Stout LLC provides commercial and consumer debt management and collection services. Its activities include purchase of debt portfolios from telecommunication companies, banks and other leading institutions. The company was founded on February 2, 2007 and is headquartered in Moscow, Russia.