Joseph Williams

The Group's principal activity is to provide banking and non-banking financial services. It is a bank holding company, which operates through its two wholly-owned bank subsidiaries, The Adams National Bank and Consolidated Bank & Trust Company. The Commercial banking services include commercial real estate and commercial business loans, cash management services, letter of credit and collateral repurchase agreements. The Retail banking services include consumer loans and a variety of deposit account products including transaction accounts, money market, certificates of deposits and individual retirement accounts. The Group also offers traditional on-line banking services and 24 hour telephone banking. The customers of the Group include individuals, not-for-profit, and commercial enterprises. The Group has eight branch locations.

Basic Supply Co., Inc. engages in the distribution of school and office supplies. The company was founded on November 15, 1977 and is headquartered in Huntington, WV.

First Sentry Bank, Inc. operates as state commercial bank. The firm offers personal card and commercial card solutions, and personal and commercial loans. The company was founded on October 23, 1996 and is headquartered in Huntington, WV.

Adams National Bank provides commercial banking services. The company provides credit card, mortgage banking and other related services. It was founded in 1977 and is headquartered in Washington, DC

First Sentry Bancshares, Inc. operates as a bank holding company. The firm through its subsidiary, First Sentry Bank, offers consumer and business banking services. The principal business activity of the company consists of accepting deposits, originating commercial real estate loans, commercial loans, one- to four-family residential mortgage loans and originating consumer loans. The company was founded in 1996 and is headquartered in Huntington, WV.

US Small Business Administration provides funding and support to entrepreneurs and small businesses. It delivers loans, loan guarantees, contracts, counseling sessions and other forms of assistance to small businesses. The firm’s programs include financial and federal contract procurement assistance, management assistance, and specialized outreach to women, minorities and armed forces veterans. It also provides loans to victims of natural disasters and specialized advice and assistance in international trade. The company delivers its services to people throughout the United States, Puerto Rico, the U. S. Virgin Islands and Guam. US Small Business Administration was founded on July 30, 1953 and is headquartered in Washington, DC.