Joyce S. Mizerak

The Group's principal activity is to invest in mortgage backed securities and mortgage loans. Its operating in three segments through its subsidiaries: the REIT, operated through Hanover; consulting and outsourcing services marketed to the mortgage industry, operated by Hanover Capital Partners Ltd (HCP); and loan sale advisory services and technology solutions for the mortgage industry, operated by Hanover Trade Inc (HT). It also provides advisory services, document processing and on-line exchange services for trading loan pools and loan sale advisory services for third parties. It also provides asset-management services, including due diligence and administrative responsibilities. The Group solely operates in the United States.

Hanover Capital Partners Ltd. provides mortgage loans and other forms of secured and unsecured debt. It also offers consulting and operational services to buyers and sellers of various forms of debt. It provides loan sale advisory, due diligence, securitization, portfolio analysis and related services to mortgage bankers, banks and thrifts. The company was founded in 1989 and is headquartered in Edison, NJ.