Michael G. Mihaly

North Country Investment Advisers, Inc. (NCIA) is a registered investment advisor headquartered in Glens Falls, New York. The firm is a subsidiary of Glens Falls National Bank & Trust Co., which is owned by Arrow Financial Corp. (NASDAQ: AROW). NCIA provides investment advisory services to individual and institutional clients.

Keybank, NA (Investment Management), also known as Key Private Bank, is the asset management division of Keybank, NA, a regional bank headquartered in Cleveland, Ohio. The firm was founded in 1849 and is a subsidiary of KeyCorp (NYSE: KEY). Key Private Bank provides investment advisory services to individuals and institutional investors.

Adirondack Trust Co. Asset Management (Adirondack AM) is an investment advisory firm headquartered in Saratoga Springs, New York. The firm is a subsidiary of The Adirondack Trust Co. (OTCPK: ADKT). Adirondack AM provides asset management, financial planning, record keeping, custodial and administrative services for individual and institutional clients.