Sultan Khalfan Sultan Al-Ktebi

First Gulf Bank PJSC engages in the provision of banking services. It operates through the following segments: Wholesale Banking Group, Treasury and Global Markets, Consumer banking, Real Estate Activities, and Other Operations. The Wholesale Banking Group segment offers credit facilities, global transaction services, debt markets, Islamic finance, and treasury. The Treasury and Global Markets segment includes money market, trading, and treasury services, as well as the management of the banks funding operations. The Consumer banking segment handles individual customers' deposits and provides consumer type loans, overdrafts, credit cards facilities, and funds transfer facilities. The Real Estate Activities segment focuses on the acquisition, leasing, brokerage, management, and resale of properties. The Other Operations segment comprises of the head office, include unallocated costs, subsidiaries, and associates other than above categories. The company was founded in 1979 and is headquartered in Abu Dhabi, United Arab Emirates.

Warid Telecom (Pvt) Ltd. provides mobile telecommunications services. Its products and services include postpaid and prepaid, international roaming, video news, mobile backups, SMS based number reservations, career portals, balance transfer services, mobile applications, location based services, social networking, caller tunes and basic voice services. The company was founded in 2004 and is headquartered in Lahore, Pakistan.

Alfalah Insurance Co. Ltd. provides investment services. The firm’s products include property, marine cargo, energy, motor, engineering, health and miscellaneous insurance. The company was founded by Nasar us Samad Qureshi in 2006 and is headquartered in Lahore, Pakistan.

Al Ain Holding LLC engages in investment services. It operates as a diversified investment company with interest in capital, real estate, education and agricultural services.The company was founded by Hamdan Bin Zayed Al-Nahyan in 1996 and is headquartered in Abu Dhabi, United Arab Emirates.

Wateen Telecom Ltd. provides telecommunications services. It offers solutions for internet, voice, multimedia and enterprise solutions. The firm provides virtual PBX and private networks, voice conferencing, hosted IP contact center services, hosted data centers, professional and managed services, domestic private leased lines, international private leased circuits, IP bandwidth and fiber optic network with secondary tertiary routing. It offers services for residential broadband, small business and enterprise business sectors. The company was founded in 2007 and is headquartered in Lahore, Pakistan.

Gulf Refinery Co. provides oil refinery services. The private company is based in Dubai, United Arab Emirates.