Timothy E. Pettus

First Farmers & Merchants Bank provides personal, business and wealth banking services. It offers business checking, online banking, business loads, credit cards and online documentation services. The company was founded in 1909 and is headquartered in Columbia, TN.

The Risk Management Association was founded in 1990 and promotes an enterprise approach to risk management, with a focus on credit risk, market risk, and operational risk. The non-profit company is based in Philadelphia, PA and has subsidiaries in the United States. RMA has 1,700 institutional members, including banks of all sizes and nonbank financial institutions, represented by 18,500 individuals located throughout the country and the Pacific. The company offers the largest offering of risk-focused resources for the financial services industry and maintains a strong community of risk professionals through events and courses that advance the understanding of risk management in financial services.