Alen Kovac

Harvard University engages in the provision of teaching and research. It has twelve degree-granting Schools in addition to the Radcliffe Institute for Advanced Study, offering a global education. The university was founded in 1636 and is headquartered in Cambridge, MA.

Erste&Steiermärkische Banka dd provides banking services. Its services include housing loans, lending for micro businesses, retail and corporate banking, and internet banking services. The company was founded in August 2003 and is headquartered in Rijeka, Croatia.

Raiffeisenbank JSC (Broker) (Raiffeisenbank-Broker) is the broker-dealer division of Raiffeisenbank AO, which is owned by Raiffeisen Bank International AG (VIE: RBI; OTCMKTS: RAIFY) in Austria. Headquartered in Moscow, Raiffeisenbank-Broker was founded in 1996 and provides execution services to various clients.

Northwestern University is a private institution founded in 1851 to serve the Northwest Territory, an area that now includes the states of Ohio, Indiana, Illinois, Michigan, Wisconsin and parts of Minnesota. Northwestern has three campuses

Addiko Bank dd (Broker) (Addiko Bank-Broker) is the broker-dealer division of Addiko Bank dd, a banking company headquartered in Zagreb, Croatia. The firm was founded in 1996 and is a subsidiary of Addiko Bank AG (VIE: ADKO) in Austria. Addiko Bank-Broker provides brokerage services to retail clients.

Part of UniCredit SpA, International Moscow Bank ZAO is a commercial bank based in Moscow, Russian Federation. The Russian company provides commercial banking services.

Erste & Steiermärkische S-Leasing doo provides leasing and intermediation services. The company was founded on February 21, 1997 and is headquartered in Zagreb, Croatia.

Part of UniCredit SpA, HVB Bank Croatia dd is a Croatian company that provides banking services. The company is based in Zagreb, Croatia.

Erste Card Club doo engages in the provision of financial intermediation services. Its products are credit and debit cards. The company was founded in 1969 and is headquartered in Zagreb, Croatia.