Allen S. Lloyd

Mr. Lloyd, a career financial services executive, served from 1993 through April 2005 as an executive vice president of MBNA America, the Wilmington-based credit card company.
Most recently, he was an internal consultant and project manager responsible for various process re-engineering assignments at MBNA.
Previously he directed MBNA's Affinity Group Relationships in the mid-Atlantic region.
Mr. Lloyd, a graduate of the University of Maryland, was manager of Sales and Operations for an employee leasing company for 6 years before joining MBNA in late 1993.
Prior to that, he was a senior executive with Maryland National Bank and American Security Bank from 1965 to 1987, primarily responsible for commercial lending functions at both institutions.