Bart Frans Maarten Hellemans

ING Vysya Bank Ltd. provides banking and financial services, including commercial banking and treasury operations. It offers personal banking, business banking and private banking services. The bank operates through three segments: Treasury, Retail Banking and Wholesale Banking. The Treasury segment includes net interest earnings on investments of the bank in sovereign bonds, corporate debt, mutual funds etc, income from trading, income from derivative, foreign exchange operations and the central funding unit. The Retail Banking segment constitutes the business with individuals and small businesses through branch network and other delivery channels like ATM, Internet banking etc. It raises deposits from customers, makes loans and provides fee based services to such customer. The Wholesale Banking segment provides loans and transaction services to large corporate, emerging corporate companies and other institutional customers. The company was founded on March 29, 1930 and is headquartered in Bangalore, India.

ING Bank (Australia) Ltd. provides banking services. The firm offers savings accounts, term deposits, everyday accounts, and home loan products such as variable and fixed home loans, construction loans, and commercial loans. It also provides business products including business savings accounts, business and wholesale term deposits, and commercial mortgages and property loans. The company was founded on May 4, 1971 and is headquartered in Sydney, Australia.

ING Bank NV engages in the provision of banking, investment, life insurance, and retirement services. It operates through the following segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. The Retail Netherlands segment offers current and savings accounts, business lending, mortgages, and other consumer lending in the Netherlands. The Retail Belgium segment focuses in the retail and private banking activities in Belgium and offered services like the Netherland segment. The Retail Germany segment consists of current and savings accounts, mortgages, and other customer lending. The Retail Other segment comprises income from retail banking activities in the rest of the world, including the SME and mid-corporate segments. The Wholesale Banking segment include income from wholesale banking activities (a full range of products is offered from cash management to corporate finance), real estate, and lease. The Corporate Line Banking segment comprises corporate line banking and the run-off portfolio of Real Estate. The company was founded in 1991 and is headquartered in Amsterdam, the Netherlands.