Heikki Ilmari Kapanen

Nets Oy provides card payment services. It develops solutions for more efficient and easier payments for banks, merchants, and businesses. The company was founded in 1965 and is located in Helsinki, Finland.

Nets A/S engages in the provision of digital payment solutions. It operates through the following segments: Corporate Services, Issuer and eSecurity Services, and Merchant Services. The Corporate Services segment offers payment platform for recurring bills and credit transfer transactions for corporates. The eSecurity Services segment includes processing and complementary solutions. The Merchant Services segment covers payment acceptance solutions across channels. The company was founded on February 5, 2016 and is headquartered in Ballerup, Denmark.

Nordax Bank AB engages in the provision of banking and financial services. The company offers deposits, savings and checking accounts, and loans. It operates through the following geographical segments: Sweden, Norway, Denmark, Finland, and Germany. The company was founded by Odd Morten Falch and Mats Lagerqvist in 2003 and is headquartered in Stockholm, Sweden.

Suomen Palkanlaskenta Oy operates a cloud-based fully automated real-time salary payment platform. Its offer includes payments, reporting, insurances, and employee user experience. The company was founded by Janne Isosävi, Jukka Henrikki Kiiskinen, Olli Johannes Perttilä, Robert Lindberg, Teemu Sakari Kaltea, Aarto Hirvi, and Eerik Jari Paasikivi on July 25, 2013 and is headquartered in Helsinki, Finland.