Jeffrey S. Schultz

Founded in 1976, American National Bank & Trust is an independent locally-owned bank located in Wichita Falls, Texas. The bank is a direct subsidiary of AmeriBancShares, of Delaware, Inc. Their ultimate parent is AmeriBancShares, Inc.

American National Bank & Trust (Investment Management) (American National Bank & Trust-IM) is the investment management division of American National Bank & Trust, a community bank and financial services company headquartered in Wichita Falls, Texas. The firm was founded in 1976 and is ultimately owned by AmeriBancShares, Inc. American National Bank & Trust-IM provides clients with trust, estate and fiduciary services, professional investment management, individual retirement accounts, company pension and retirement planning, custodial and safekeeping arrangements, and other individualized wealth management services.

Federal Home Loan Bank of Dallas operates as a member-owned cooperative bank, which engages in the provision of loan and other credit products including advances, letters of credit, mortgage partnership finance program, derivatives, and treasury. It also offers wires, safekeeping, collateral, and demand deposits services. The company was founded in 1932 and is headquartered in Irving, TX.

Herbert R. Smith & Co. (HRSC) is a registered investment advisor headquartered in Wichita Falls, Texas. The firm was founded in 1970 and is a subsidiary of Mercantile Advisors I LLC. HRSC provides professional investment management and advisory services to a wide range of individual, family, trust, foundation and retirement plans.