Paolo Zaccardi

Vipera Ltd. engages in the provision of mobile financial and customer engagement services from banks and retailers. It is also involved in operating at the intersection of mobile technology, digital ecommerce, and digital marketing. The company was founded by Marco Casartelli and Silvano Maffeis on March 4, 2005 and is headquartered in London, the United Kingdom.

Kubique SpA engages in the development of digital technologies for business solutions. It specializes in software integration that enables business processes including supply chain finance, data analytics and scenario planning, and document management services. The company was founded in 2002 and is headquartered in Ferentino, Italy.

Sella Open Fintech Platform SpA provides electronic banking services. It specializes in open banking technology platform for the Banca Sella group. The company was founded in December 2017 and is headquartered in Biella, Italy.

Fabrick SpA develops a technological platform for payments. The company is based in Italy, specifically in Biella, and has subsidiaries in the United Kingdom and Italy. The Italian company was founded by Paolo Zaccardi, who has been the CEO since incorporation.