Darlene Gargano

Provides payments and financial technology solutions

LPL Financials’ advisory services are made available to clients primarily through individuals associated with LPL as investment advisor representatives (IARs). The IARs has access to various research reports and model portfolios to which they may refer in determining investment advice IAR provides to clients. The IAR chooses their own research methods, investment style and management philosophy.

LTAM is a long-term investor that aims to construct a globally diversified portfolio based on strategic asset allocation. The firm uses a top-down approach, considering both a macro view of the economy and the markets, as well as a careful analysis of investment fundamentals. Although the mix between equities and fixed income is typically the most important asset allocation decision, proper diversification requires that a portfolio be allocated among several distinct asset classes including alternative investments. Within the broad equity asset class, examples of sub-asset classes would include large-cap equities, small-cap equities, domestic equities and foreign equities. Within the broad fixed income asset class, sub-set classes vary according to maturity/duration, type of issuer, and credit quality.

Functions as a College/University