David Hamilton Low

Scotia Capital, Inc. (Broker) (Scotia Capital-Broker) is the broker-dealer division of Scotia Capital, Inc., a full-service financial services firm headquartered in Toronto, Canada. The firm is owned by The Bank of Nova Scotia (NYSE, TSE: BNS). Scotia Capital-Broker delivers a broad range of electronic trading products such as high-touch, low-latency, market access and a broad algorithmic trading suite for a wide range of clients globally. They publish monthly indexes to help investors track the performance of Canadian Hedge Funds and Alternative Mutual Funds.

Howden Insurance Brokers Ltd. provides insurance services. It offers insurance solutions such as, commercial combined, commercial crime, computer crime, directors' and officers' liability, energy institute members, insurance for RICS members, LABSure for UKAS accredited laboratories, management liability, PI insurance for BIBA members, professional indemnity and engineering schemes. The company was incorporated on January 31, 1925 and is headquartered in London, the United Kingdom.

WPIL Ltd. provides professional indemnity insurance services. The company was founded by Simon J. Lakey, Andrew Mark Erritt and Christopher Wright on January 26, 1990 and is headquartered in London, the United Kingdom.

SBJ Group Ltd. provides insurance brokerage and employee benefit consulting services. It also offers risk management, international market broking, and administration services. The company was founded in 1977 and is headquartered in London, UK.

Howden UK Group Ltd. provides insurance brokerage services. It offers specialty broking and claims, insurance cover for accident and health, casualty, cargo and stock throughput, claims, construction, cyber, energy, executive and professional risks, facilities, healthcare, marine, political risks and structured credit, property, specie and international trade credit. The firm serves businesses, insurance brokers, trade associations and private individuals. The company was founded in 2008 and is headquartered in London, the United Kingdom.

Windsor Insurance Brokers Ltd. provides insurance broking services for the retail, SME, commercial and corporate sectors. The company is headquartered in London, the United Kingdom.

Howden UK Ltd. design and manufacture centrifugal fans and rotary regenerative heat exchangers. The company’s products include basic oxygen steel fans, bisector air preheaters, fgd booster fans, gas-gas heaters, heaters, quadsector air preheaters, trisector air preheaters, variax fans, sinter plant fans and submerged helium blowers. The company was incorporated on March 17, 1930 is headquartered in Renfrew, the United Kingdom.

Windsor Services Ltd provides management consulting services. The company was founded in 1986 and is headquartered in London, GB.

Howden Broking Group Ltd. engages in the operation of international independent specialty broker. It offers insurance solutions for a range of businesses, professional and financial institutions, private clients, membership organizations, and the rural community. The company was founded in 1994 and is headquartered in London, the United Kingdom.