Edward J. Schneider

Annapolis Bancorp, Inc. operates as a holding company for BankAnnapolis. It provides financial services, loans and accepts deposits from the general public. The company operates through its wholly owned subsidiary, BankAnnapolis which provides commercial loans, commercial real estate loans, construction loans, one- to four-family real estate loans, home loans and equity and consumer loans and lines of credit, as well as new and used car, and boat loans to retail customers. It also provides cash management services, including account analysis, remote deposit capture, and merchant services. The company was founded on May 26, 1988 and is headquartered in Annapolis, MD.

MBNA Corp. issues credit cards. The company through its subsidiary, MBNA America Bank, N.A., provides various financial services in the United States, Canada, United Kingdom, Ireland and Spain. The company primarily offers lending, insurance and deposit account products and services. Its lending products include credit cards, consumer loans, home equity loans, aircraft loans, mortgage loans, business credit cards and other business lending products to individuals and small businesses. In addition to its credit card lending, the company makes other consumer loans, including installment and revolving unsecured loan products, mortgage loans, insurance premium financing loans, aircraft loans and other specialty lending products to consumers and commercial loans, which include business card products, professional practice financing loans and other specialty lending products to small businesses. MBNA also offers insurance and deposit products, including money market deposit accounts and certificates of deposit. MBNA is headquartered in Wilmington, DE.

Citifinancial Credit Co. is engaged with the provision of financial products and services. It offers banking and credit, corporate and investment banking, securities brokerage, wealth and asset management, credit cards, investments, and insurance products and services; and personal, first mortgage or home refinance, and home equity loans. The company was founded in 1912 and is headquartered in Baltimore, MD.

Bay Bancorp, Inc. operates as a holding company. It provides commercial and consumer banking products and services to individuals, businesses, professionals and governments through its subsidiary, Carrollton Bank. Its offer commercial loans for businesses, commercial and residential real estate loans, consumer loans and loans guaranteed by the United States Small Business Administration. It's also provides a wide range of financial services for personal and business banking customers, including a variety of checking accounts, competitive rates on certificates of deposit and savings accounts, commercial lending, free nationwide automated teller machine with the MoneyPass symbol, mortgages, investment services and 24-hour internet and telephone banking. The company was founded on January 11, 1990 and is headquartered in Lutherville, MD.