Ernesto Mejer

Founded in 1994, MFR Securities, Inc. is a broker/dealer located in New York City. The firm is a wholly-owned subsidiary of Maria Fiorini Ramirez, Inc. (also known as MFR, Inc.), a macroeconomic research firm. MFR Securities provides a variety of capital markets, sales, trading and investment banking services to institutional clients including corporate treasurers, financial institutions, GSEs, state treasurers, county treasurers, municipalities, pension managers, fund managers and insurance companies. Their sales and trading services focus on governments, agencies, municipalities, corporations, banks, insurance companies, ABS, MBS, CMBS, CPs, Yankee, Euro, domestic CDs, emerging markets and equities. MFR Securities' research focuses on providing an appraisal of U.S. and international economic conditions, central bank policy and political trends. The firm seeks to provide timely and accurate forecasts of economic activity, interest rate trends and monetary and fiscal policy developments. MFR Securities also provides technical analysis of U.S. Treasury and equity markets.

General Motors Corp. (NYSE: GM), one of the world's largest automakers, was founded in 1908, and today manufactures cars and trucks in 34 countries. With its global headquarters in Detroit, GM employs 244,500 people in every major region of the world, and sells and services vehicles in some 140 countries. The company brands are Buick, Cadillac, Chevrolet, GMC, GM Daewoo, Holden, HUMMER, Opel, Pontiac, Saab, Saturn, Vauxhall and Wuling. GM's largest national market is the United States, followed by China, Brazil, the United Kingdom, Canada, Russia and Germany. GM's OnStar subsidiary is the industry leader in vehicle safety, security and information services. GM is the majority shareholder in GM Daewoo Auto & Technology Co. of South Korea, and has product, power train and purchasing collaborations with Suzuki Motor Corp. and Isuzu Motors Ltd. of Japan. GM also has advanced technology collaborations with Chrysler LLC, Daimler AG, BMW AG and Toyota Motor Corp. and vehicle manufacturing ventures with several automakers around the world, including Toyota, Suzuki, Shanghai Automotive Industry Corp. of China, AVTOVAZ of Russia and Renault SA of France. Genuine GM Parts and accessories are sold under the GM, GM Performance Parts, GM Good wrench and ACDelco brands through GM Service and Parts Operations, which supplies GM dealerships and distributors worldwide. GM engines and transmissions are marketed through GM Power train.

Chemical Bank provides financial services. The company is headquartered in Midland, MI.