Marek Kempny

Idea Bank SA engages in the provision of banking services. It operates through the following segments: Banking, Financial Intermediation, Leasing, and Other. The Banking segment includes credit and loans, hedging, and deposits. The Financial Intermediation segment supplies investing products and offers investment advice. The Leasing segment pertains to the activities of Idea Fleet SA and Idea Leasing SA, the entities which provide lease services. The Other segment accounts for other activities of the companies of the group, such as factoring services. The company was founded by Jaroslaw Augustyniak on November 7, 2001 and is headquartered in Warsaw, Poland.

The Dexia Group is present in Poland in the form of Dexia Kommunalkredit Bank Poland SA, a company wholly owned Dexia Kommunalkredit Bank AG in Vienna and indirectly to Dexia Crédit Local. Leading service-oriented business and public sector entities. Dexia Kommunalkredit Bank Poland SA and Dexia Kommunalkredit Bank AG participated in many local government financing transactions, subsidiaries from local governments and infrastructure projects. It has a high market share in commercial financing Polish health care system. Innovative financial products, such as models to improve liquidity and structured municipal bonds have attracted considerable attention of the market. Kommunalkredit Dexia Group has funded large-scale projects such cities as Warsaw, Kraków and Gdansk. The company was also a co-organizer of the bond issue for the Lower Silesia region of 100 million PLN and leading co-financing for BOT Belchatow of nearly 3 400 million PLN. The Polish Government has entrusted the bank Dexia Bank and Dexia Kommunalkredit Capital Markets, part of the first agents in Central and Eastern Europe issue 50-year bonds denominated in euros. This innovative transaction, which also involved Dexia Kommunalkredit Poland, was organized in 2005 as a private issue of the international financial markets and had a value of 500 million euros. Dexia Kommunalkredit Bank Poland SA is a member of the Business Center Club and co-founder of the foundation, 'PPP Center' located in Wroclaw, dealing with the public-private partnership.

BPI Bank Polskich Inwestycji SA provides financial services. The firm engages in the lending, financing of investment projects, acquisition and sale of receivables and issuing guarantees. The company was is headquartered in Warsaw, Poland.

ING Bank Hipoteczny SA engaged in the provision of banking services. The company was founded in 2000 and was headquartered in Warsaw, Poland.