Michael Bruce

Towergate is providers of specialist insurance solutions. They consist of a group of specialist underwriting agencies providing a range of insurance policies for selected scheme and niche markets

BHSF Employee Benefits Ltd. is a market-leading not-for-profit health insurer which can trace its history back to a charity which started in 1873, The Birmingham Hospital Saturday Fund, set up to help fund Birmingham hospitals.^ ^ BHSF was founded by an eminent Birmingham surgeon, Joseph Sampson Gamgee, who encouraged payroll contributions to support local hospitals (a practice which continued until the advent of the NHS in 1948) and the running of a convalescence service. The Company later developed into the provision of health cash plans and has since grown to be a significant health insurer.^ ^ BHSF is a 'not for profit' organization limited by guarantee. The Company is run for the benefit of its policyholders and does not have shareholders. The Company has philanthropic roots and a proud history.^ ^ Now, BHSF insures 400,000 people through 225,000 policies. Most of these help customers with their everyday health costs - that do not come free or easy on the NHS - such as optical, dental, therapies, health consultations and much more. Also, BHSF has brought its not-for-profit philosophy to the marketing of other health-related products and HR services including absence management, employee assistance programs, personal accident insurance, annual travel insurance, Care4 life insurance and Plan4Life cancer insurance.^ ^ Three quarters of BHSF's business is transacted through employers who pay the premiums for their employees or alternatively offer payroll-deduction arrangements. Employees therefore enjoy corporate rates which are heavily discounted. The remaining policies are paid by direct debit.^ ^ BHSF's association with 30 client organizations can be traced back for 125 years or more - these include Mondalez International (formerly Cadbury's), Birmingham City Council and West Midlands Police. More recently, major employers have wanted nationwide service to their sites in different parts of the country; BHSF has grown with this need and has a nationwide team dealing with sales and support. Its 3,000 client organizations include some of the UK's biggest names - like Argos, Sainsbury's, General Motors and Homebase - along with many hundreds of SMEs and smaller businesses.^ ^ Being a not-for-profit organisation means that more value can be ploughed back into products. Having no-one to serve but its customers is a very powerful message. The quality theme carries through to its service standards. For instance, 475,000 claims are paid each year, and they authorise payment of 90% of eligible claims within two working days of receipt. The training and support given to staff are reflected by its accreditations by IIP and ISO 9001:2008. Mike Tresham won the Future Face of Business title and the Company won the award for Excellence in Contributing to the Community, jointly with Arup, at the Birmingham Chamber of Commerce Awards in April 2013.

Lonmar Global Risks Ltd. provides insurance and reinsurance brokerage services. It provides direct insurance services. The company was founded in 1977 and is headquartered in London, the United Kingdom.

Part of AnaCap Financial Partners Ltd, Novia Financial Plc is a financial company based in Bath, UK. The British company's main focus is on providing a transparent and competitive charging platform with an independent management team. Novia Financial offers a competitive salary, discretionary bonus scheme, and 34 days holiday per calendar year including bank holidays, with the option to purchase or sell up to 5 additional days per year. Interested individuals can visit the company's website to view available vacancies. The CEO of the company is William George Vasilieff. Novia Financial was acquired by AnaCap Financial Partners Ltd from Novia Financial Holdings Ltd.

BHSF Group Ltd. provides health insurance products and services to individuals, corporate, and intermediary sectors. The company was founded in 2003 and is headquartered in Birmingham, the United Kingdom.

The British Insurance Brokers' Association (BIBA) is a leading general insurance organization based in London, UK. BIBA's main focus is on providing insurance brokerage services to its clients. The British company was founded in 1977 and has subsidiaries in the United Kingdom.

BHSF Ltd. provides non-life insurance services. It specializes in employee benefits, health insurance, flexible benefits and HR support services. The company was founded by Joseph Sampson Gamgee in 1873 and is headquartered in Birmingham, the United Kingdom.

Marshall Wooldridge Ltd. engages in the provision of insurance services. It offers business, sports, financial and personal insurance, and risk management services. The company was founded in 1973 and is headquartered in Yeadon, the United Kingdom.

Countrywide Assured Plc provides long term financial protection for home and family. It offers protection plans, mortgage endowment, savings plans, single premium bonds, and pension policies and permanent health insurance policies. The company was founded in 1988 and is headquartered in Preston, the United Kingdom.

Newco One Ltd. provides industrial and commercial gas equipment servicing activities. The company is headquartered in Windsor, the United Kingdom.

Ardonagh Services Ltd. engages in the provision of insurance services. It offers personal insurance products, including boat, caravan, home and property, life and planning, military, motor, car hire excess insurance, equine, wedding; and business insurance products, such as care and medical, financial, liability, commercial property, transport, cyber protection, and events, as well as trade specific that include farm, construction, marine trade, photography, and tradesman. The company was founded by Andrew Charles Homer and Peter Geoffrey Cullum in 1997 and is headquartered in London, the United Kingdom.

Saracen Datastore Ltd. engages in the provision of self-storage and related services. The company was founded on October 9, 1991 and is headquartered in London, the United Kingdom.

AIG Life Ltd. provides term life, critical illness, and income protection coverage insurance services. The firm offers services to the business and individuals. The company is headquartered in London, the United Kingdom.

County Insurance Consultants Ltd. provides insurance brokerage services. It offers business and personal insurance, financial, and broker acquisitions services. The company was founded by Dave Clapp in 2003 and is headquartered in Crewe, the United Kingdom.

Part of BHSF Group Ltd., BHSF Occupational Health Ltd. is a British company that provides employee health and wellbeing benefits, HR support services, and affordable health insurance for individuals, employees, and intermediaries. The company is based in Birmingham, UK. The company offers an Employee Assistance Program (EAP) that promotes early intervention and prevention, providing employees with access to emotional, financial, and legal support when needed. The company's Occupational Health services focus on early intervention and getting employees access to specialists. The company was founded in 2002, and Anthony Philip McCrea has been the CEO of the company since 2014.

Part of Brown & Brown, Inc., Decus Insurance Brokers Ltd. is a London-based insurance intermediary with in-house underwriting capabilities. The British company offers effective and niche insurance solutions to the international insurance market place across six business units, including financial institutions, property, energy & marine, professional lines, transportation, and healthcare. Decus is a Lloyd's coverholder and has delegated underwriting authorities, ensuring the competitive and efficient handling of insurance submissions and enquiries within the SME space. The company also has the ability to place larger complex open market insurance solutions. Glyn Peter Harris has been the CEO of the company since 2017.

Occupational Health Consultants Ltd (OHC) was founded in 1994 by Dr Phillip McCrea. They now have a proven track record in setting up and managing over 40 health units throughout Ireland, specializing in sickness absence management. The main company offices are situated in Holywood, Northern Ireland and Dublin, Ireland. The main difference between OHC and their competitors is their commitment to independence and dedication to offering solutions to both Employers and their Employees. This is their core value which ensures that their clients have confidence in their decisions and services. OHC supplies many various occupational health services to over 400 corporate bodies with a diverse spread of both public sector and private sector clients. Their services include Health Surveillance and Screening, Pre-Employment Screening and Corporate Services (Workplace safety regulations etc).

Part of Covéa SGAM, Covea Insurance Plc is a British UK-based insurance company that offers a wide range of home, motor, and commercial insurance. The company provides guidance on Brexit and green card, as well as cyber protection for businesses and people. Covea Insurance also offers executive motor claims and is backed by great service. The company was founded in 2012, and Georges de Macedo has been the CEO of the company since 2023.

Part of BHSF Group Ltd., WellWork Ltd. is a British company that provides occupational health services. The company is based in Newcastle-upon-Tyne, UK. WellWork was acquired by BHSF Employee Benefits Ltd. on April 10, 2015.

Novia Financial Holdings Ltd. is a holding British company founded in 2008. The private company is based in Bath, UK. The company provides wealth management platform services for investment advisers through its subsidiaries. and has subsidiaries in United Kingdom.

Part of BHSF Group Ltd., BHSF Corporate Healthcare (Holdings) Ltd. engages in other human health activities. The company is based in Birmingham, UK.

Part of BHSF Group Ltd., M3OH Services Ltd. provides health care services. The company is based in Pershore, UK. M3OH Services was acquired by BHSF Group Ltd. on June 15, 2015.

Wealthtime Ltd. is a British company that describes itself as a tech, service, and people business. Wealthtime is based in Salisbury, UK, and has subsidiaries in the United Kingdom. The company's focus is not clear from the provided information. The company was founded in 2006, and Jan Regnart has been the CEO since then.

Nexus Healthcare Ltd. provides occupational health and wellbeing services. Its benefits include reduced sickness absence rates and associated costs, increased employee productivity and morale, compliance with health and safety legislation as well as the Disability Discrimination Act 2005 and management and reduction of work related stress. The company is headquartered in London, the United Kingdom.

Part of Paradigm Management Partners LLP, Amber Financial Investments Ltd. is a British company that provides financial planning services. The company is based in Cheadle, UK.

Kingsway Insurance Services Ltd. provides commercial and personla insurance services. The firm offers contractors, manufacturers, motor sport, motor trade, retail and leisure, wholesalers, equine, and sports coach and referees liability insurances. The company was founded in 1959 and is headquartered in Lutterworth, the United Kingdom.

GRP Holdco 1 Ltd. functions as an investment holding company. The company was founded by September 26, 2013 and is headquartered in London, the United Kingdom.

Part of Helix Charitable Trust, BizSpace Holdings Ltd. is a holding British company that provides property management services through its subsidiaries. The company is based in London, UK and was founded in 2015.

Brown & Brown MGA Holdco (UK) Ltd. is based in London, UK. Part of Brown & Brown, Inc., Brown & Brown MGA Holdco (UK) Ltd. is an investment holding British company. Founded in 2013.

Part of Iron Mountain, Inc., Bonded Services Ltd. is a British company that provides warehousing services and distributes films. The company is based in London, UK. Bonded Services was founded in 1980.

Part of Brown & Brown, Inc., BDB Holdings Ltd. is a holding British company that operates through its subsidiaries to provide insurance brokerage services. The company is based in London, UK. BDB Holdings was founded in 2005.

Part of Brown & Brown, Inc., GRP Holdco 2 Ltd. is an investment holding British company. The company is based in London, UK. Founded in 2013, GRP Holdco 2 functions as an investment holding company.

Founded in 2015, Camberford Holdco Ltd. is a holding British company that operates subsidiaries providing insurance services. Part of Brown & Brown, Inc., the company is based in London, UK.

Ataraxia Broking Ltd. is a British insurance brokerage company founded in 2010. The private company offers a unique approach to insurance broking, although no further details are provided.

Part of Brown & Brown, Inc., Taylor Berry Knight Ltd. is a British company that specializes in buildings insurance to protect the bricks and mortar of businesses, as well as contents cover to protect furnishings, fixtures, fittings, trade stock, and glass against common risks. The company is based in London, UK and was founded in 2012. The company offers these insurance options together or separately, along with a range of optional extras. Additionally, they provide commercial and fleet insurance tailored to individual needs, with a focus on offering the cheapest motor fleet policies. The company also offers protection for items or stock during transportation, which can be incorporated into commercial vehicle or courier insurance or obtained as a stand-alone policy.

Part of Brown & Brown, Inc., Castle Insurance Services (NE) Ltd. is a British company that provides insurance brokerage services. The company is based in Durham, UK. The company was founded in 1990 by Colin Philip Younger, Robert Paul Younger. Castle Insurance Services (NE was acquired by Global Risk Partners Ltd., part of Brown & Brown, Inc. from July 05, 2022 on May 11, 2022.

Part of Brown & Brown, Inc., Archenfield Insurance Management Ltd. is a community broker that offers quality insurance services for commercial and individual policies. The company is based in Monmouth, UK, with an additional office in Cardiff Bay. Archenfield Insurance Management provides a range of insurance policies, including directors and officers, professional indemnity liability, marine, and personal insurance. The British company is passionate about protecting its clients and has a team of personable brokers who work with customers to secure the insurance they need. The company was founded in 2001, and the CEO is Francis Patrick Walsh. Archenfield Insurance Management was acquired by Global Risk Partners Ltd., part of Brown & Brown, Inc. from July 05, 2022 on April 19, 2022.

Part of Brown & Brown, Inc., S M Commercial Insurance Brokers Ltd. is a British company that provides insurance brokerage services. The company is based in London, UK. The company was founded in 2006. S M Commercial Insurance Brokers was acquired by DCJ Group Insurance & Risk Management Ltd. on May 25, 2022.

Part of Brown & Brown, Inc., First Insurance Solutions Ltd. is a specialist commercial insurance broker based in Kent, UK. The British company caters to commercial trades and niches, taking the time to understand each business's needs. Founded in 2009, the company provides insurance cover for construction contractors, civil engineers, and companies undertaking piling, basement conversions, and asbestos removal. First Insurance Solutions was acquired by Global Risk Partners Ltd. on July 20, 2022.