Shibani Patnaik

Applied Data Finance LLC operates as a technology-enabled lender and asset manager. It specializes in credit analysis, data science, capital markets, and financial services marketing. The company was founded by Eric Stuart Schwartz, Daniel Bernard Zwirn, and Krishna Gopinathan in 2014 and is headquartered in San Diego, CA.

Part of Gain Credit, Inc., GAIN Credit LLC is a British company that offers various solutions to enhance customer engagement, assess creditworthiness, and prevent fraud. The company is based in London, UK, and was founded in 2008. The company provides short-term loans as a responsible payday loan alternative with a repayment period of 6 months. The company's software enables businesses to offer credit to their customers, including consumer financing, authentication, fraud protection, and more. GAIN Credit also offers retail finance solutions that integrate with the checkout process, chatbots that can be tailored to the needs of businesses, and an end-to-end solution to run consumer lending businesses. The CEO is Chris deBoer.

ID Analytics, Inc. provides analytics solutions. It provides analytics services, proprietary data, and consumer behavior insights. The company was founded by Bruce Hansen and Mike Cook in 2002 and is headquartered in San Diego, CA.

Global Analytics, Inc. provides predictive analytics and risk management solutions. The firm offers analytic consulting and access to proprietary underwriting and servicing platforms to companies around the globe. Its portfolio of brands includes Drafty and Lending Stream. The company was founded by Krishna Gopinathan, Steve Biafore, and Purna Patnaik in 2003 and is headquartered in San Diego, CA.