Charles Thomas Denaro

Credit Suisse Securities (USA) LLC (Credit Suisse Securities USA) is the broker/dealer division of Credit Suisse Securities (USA) LLC, an investment banking company headquartered in New York City. The firm was founded in 1998 and is a wholly owned subsidiary of Credit Suisse (USA), Inc., ultimately owned by Credit Suisse Group AG (SWX: CSGN) in Switzerland. Credit Suisse Securities USA offers a suite of equities, solutions and credit products and services which includes global securities sales, trading and execution, prime brokerage and comprehensive investment research. Their clients include financial institutions, corporations, governments, institutional investors, such as pension funds and hedge funds, and private individuals around the world.

Complete Management, Inc. provides management and support services to medical practice groups. The company currently provides physician practice management services to medical practices and hospitals located in the New York metropolitan area, particularly New York City, Long Island, the Hudson Valley region and portions of New Jersey and Connecticut. The company was founded on December 30, 1992 and is headquartered in New York, NY.

Delphi Financial Group, Inc. is an investment advisor headquartered in Wilmington, Delaware. The firm is a subsidiary of Tokio Marine & Nichido Fire Insurance Co., Ltd., itself a subsidiary of Tokio Marine Holdings, Inc. (TYO: 8766) in Japan. Delphi Financial Group was founded by Robert Rosenkranz in 1987 and act as a financial holding firm focused on specialty insurance and insurance-related service businesses in North America.

JPMorgan Securities LLC (JPMS) is a securities brokerage firm headquartered in New York City. The firm was founded in 1985 and is a subsidiary of JPMorgan Broker-Dealer Holdings, Inc., ultimately held by JPMorgan Chase & Co., Inc. (NYSE: JPM). JPMS provides research on fixed income, credit, derivatives, emerging markets, foreign exchange, structured finance, technical analysis and bond indices. Their equity analysts cover equities throughout North America, EMEA, Asia/Pacific and the emerging markets. The firm's fixed income team formulates trading and portfolio recommendations for investors in global bonds and other fixed-income markets based on valuations, analytics and market dynamics.

Bristol West Holdings, Inc. engages in the provision of automobile insurance. It offers liability, comprehensive, and collision insurance. The company was founded in 1973 and is headquartered in Davie, FL.

Hyponex Corp. manufactures fertilizers and pesticides. The company is headquartered in Marysville, OH.

Founded in 1969, HSBC Securities (U.S.A.) Inc. is an SEC-registered brokerage firm and registered futures commission merchant located in New York City. The firm is a wholly-owned subsidiary of HSBC North America Holdings, Inc. and their ultimate parent is HSBC Holdings Plc. (NYSE: HBC). HSBC Securities (U.S.A.) is a member of FINRA, the NYSE and the SIPC. Their securities and annuity products are provided by registered representatives and insurance agents of HSBC Securities (U.S.A.). In California, HSBC Securities (U.S.A.) conducts insurance business as HSBC Securities Insurance Services. Insurance products are offered through insurance agents of HSBC Insurance Agency (U.S.A.) Inc., a wholly-owned subsidiary of HSBC Bank U.S.A. NA and an indirectly wholly-owned subsidiary of HSBC Holdings plc. The company also engages in investment banking underwriting, dealing and brokering of debt and equity securities and futures contracts and is a primary dealer in U.S. Government and federal agency securities.

White River Capital, Inc. operates as a financial services holding company, which engages in the acquisition of subprime auto receivables from both franchised and independent automobile dealers through its subsidiary. The company was founded in 2004 and is headquartered in Indianapolis, IN.

The IVY League, Inc. operates as a day care center.

Standard Life Insurance Co. of Indiana provides life insurance services. Its annuity products include multi-year guarantee annuity, an accumulation phase annuity that guarantees an interest rate for a specified number of years; single premium immediate annuity, which pay a fixed amount of money at regular intervals; and fixed index annuities, which earns interest based on the performance of an outside market index. The company was founded in 1934 and is headquartered in Indianapolis, IN.

Part of Jackson Financial, Inc., Reassure America Life Insurance Co. is a company that provides insurance and reinsurance services. The company is based in Southfield, MI.

Harris Williams & Co. provides investment advisory services. It offers investment banking, sell-side mergers and acquisitions, capital raising, fairness opinion, and restructuring advisory services. The company was founded by H. Hiter Harris III and Christopher H. Williams in 1991 and is headquartered in Richmond, VA.

Northwestern University is a private institution founded in 1851 to serve the Northwest Territory, an area that now includes the states of Ohio, Indiana, Illinois, Michigan, Wisconsin and parts of Minnesota. Northwestern has three campuses

Part of Tokio Marine Holdings, Inc., First Reliance Standard Life Insurance Co. provides life insurance. The company is based in New York, NY. Lawrence E. Daurelle has been the CEO of the company since 1995.

Part of Tokio Marine Holdings, Inc., Reliance Standard Life Insurance Company of Texas provides life insurance. The company is based in Houston, TX. Lawrence E. Daurelle has been the CEO of the company since 1995.

Reliance Standard Life Insurance Co. (Investment Portfolio) (RSLI-IP) is the investment portfolio division of Reliance Standard Life Insurance Co., headquartered in Philadelphia, Pennsylvania. They are ultimately held by Tokio Marine Holdings, Inc. (TYO: 8766) in Japan. RSLI-IP provides financial protection, absence management, supplemental health benefits solutions, and investment advisory services to insurance company portfolios.

Kidder, Peabody & Co., Inc. provides security brokerage services. The private company is based in Buffalo, NY and has subsidiaries in Switzerland. The company was founded by Thomas W. Ostrander.

Part of Tokio Marine Holdings, Inc., Delphi Capital Management, Inc. is a company that provides investment advice. The company is based in New York, NY. Robert Rosenkranz has been the CEO of the company since 1987.

Japanese Chamber of Commerce Industry of New York, Inc. is non-profit organization that engages in facilitation of trade between the U.S. and Japan. The company was founded on November 14, 1932 by 14 prominent Japanese businessman, and is headquartered in New York, NY.