Fred Tipper

Tufton Capital Management LLC (TCM) is an independent, SEC-registered investment advisor headquartered in Hunt Valley, Maryland. The firm was founded by James D. Hardesty in 1995 as Hardesty Capital Management Corp. TCM provides investment management services to individuals, pension and profit-sharing plans, 401(k) plans, trusts, estates, charitable organizations and corporations.

Sterling Capital Management LLC (Sterling) is a SEC-registered investment advisor headquartered in Charlotte, North Carolina. The firm was founded by George de Garmo in 1970 and is an independently operated subsidiary of Truist Financial Corp. (NYSE: TFC). Sterling provides investment management services to a diverse group of clients ranging from retail to corporations and non-profits.

Foresters Financial Services, Inc. provides asset management services. Its products and services include mutual funds, college savings plans, insurance, and retirement planning. The company was founded on February 7, 1968 and is headquartered in New York, NY.

Hillman Capital Management, Inc. (HCM) is an independent registered investment advisor headquartered in Bethesda, Maryland. The firm was founded by Mark A. Hillman in 1998. HCM provides discretionary and non-discretionary investment advisory services to separately managed accounts, a mutual fund and a private fund. It also serves as a discretionary portfolio manager to clients participating in wrap fee, sub-advisory or “dual contract” programs.

First Community Bank (Bluefield, Virginia) provides banking and financial services. It offers personal and business banking, insurance, wealth management and mortgage services. The company is headquartered in Bluefield, VA.

HB&W, Inc. is an investment advisory firm. It offers financial services and investment services. The company is headquartered in Wheeling, WV.

West Virginia Bankers Association, Inc. provides trade associations and financial services. It offers variety of classes, seminars, schools, and conferences. The company was founded in 1891 and is headquartered in Charleston, VA.

Founded in 1995, Sabal Trust Co. is an independent wealth management firm offering investment management, trust and IRA services and estate settlement services. The firm is headquartered in St. Petersburg, Florida.

Cornell University is an educational institution that offers undergraduate and post graduate programs. It was founded in 1865 and is based in Ithaca, NY.