Nicolay A. Malih

Bank Severnaya Kazna, an open joint-stock company, was founded on September 9, 1992, by Ural-Avia Airline Company, Ekaterinbursky Zhyrovoy (Fat Production) Plant, Kalinin Machine Building Plant, UralTechnogenMet Metallurgical Plant, 'Nalogi Rossii' (Taxes of Russia) Association, Ural Jewelers Company and some others leading businesses of the Ural Region and the Russian Federation. Since its foundation, Bank Severnaya Kazna provides quality solutions, making the use of most advanced banking technologies its central activity. This has made the Company highly competitive among the many other banking institutions. Bank Severnaya Kazna has become a banking business leader in the Ural Region through cutting-edge technology providing quality solutions for corporations, financial institutions, asset managers, government, non-profit organizations, and individuals. The firm is the main body of a large Financial Industrial Group that comprises an audit company, an insurance company, a leasing company, a real estate agency, an industrial holding, and a pension fund. The Company plays an integral role in the infrastructure of the capital market and servicing securities, offering financial services to accommodate a wide range of personal and business banking needs.