Paras Bhagtani

Andorra Banc Agrícol Reig SA (Private Banking) (Andorra Private Bank) is the private banking division of Andorra Banc Agrícol Reig SA in Andorra. Headquartered in Escaldes-Engordany, the firm was founded in 1930 and provides discretionary advisory services for private clients.

Moody's Investors Service Ltd. is the Great Britain-based investment research subsidiary of Moody's Corp. (NYSE: MCO) in the US. The firm was founded in 1985 under the name Rapidcredit Ltd. Headquartered in London, Moody's Investors Service provides credit ratings, research, and risk analysis. Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.