Santiago Toro

Fitch Ratings, Inc. is a global rating agency and investment research firm headquartered in New York City. The firm was founded by John Knowles in 1913 as Fitch Publishing Co. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. Fitch Ratings seeks to provide independent and prospective credit opinions, research and data to the world's credit markets. Their approach is based on a foundation of local market experience that covers capital markets in over 150 countries. The firm's ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. Fitch Ratings provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Fitch México SA de CV is an investment research firm headquartered in Monterrey, Mexico. The firm is a subsidiary of Fitch Ratings Ltd., ultimately held by The Hearst Corp. in the US. Founded in 1992, the firm provides research and ratings on companies in the following areas: financial institutions, banks, investment and pension funds, corporations, industrial services, commercial services, insurance and bonds, structured finance asset-backed securities and sovereign and subnational governments' issues.

Fitch Venezuela Sociedad Calificadora de Riesgo SA (Fitch Venezuela) is an investment research firm headquartered in Caracas, Venezuela. The firm was founded in 1995 and is a subsidiary of Great Britain-based Fitch Ratings Ltd., ultimately held by The Hearst Family Trust in the US. Fitch Venezuela provides credit ratings, commentary and research for global capital markets.

Corporación Financiera Colombiana SA (Broker) (CFC Broker) is the brokerage division of Corporación Financiera Colombiana SA. The firm is headquartered in Bogota, Colombia. CFC Broker provides brokerage services to their clients.

Opt Health, Inc. engages in the provision of healthcare services. The company is headquartered in San Francisco, CA.