Vítor Manuel Lopes Fernandes

SIBS SGPS SA is a holding company, which provides financial services. Through its subsidiaries, it offers processing and payment solutions, ATM and point-of-sale management, multi-system card systems, and shared services. The company was founded in 1983 and is headquartered in Lisbon, Portugal

Part of Banco Comercial Português SA, ActivoBank Portugal SA is a Portuguese company that provides online financial services and investment advice. The company is based in Lisbon, Portugal. ActivoBank Portugal was acquired by Banco de Sabadell SA on October 23, 2002 for $48.37 million.

Part of Arthur Andersen LLP, Arthur Andersen SA is a company based in Athens, Greece.

Millenniumbcp Ageas Grupo Segurador SGPS SA participates in other companies with interests in insurance services. The company was founded on September 28, 2004 and is headquartered in Oeiras, Portugal.

Part of ageas SA/NV, Médis-Companhia Portuguesa de Seguros de Saúde SA is a Portuguese healthcare insurance company. The company is based in Lisbon, Portugal. Médis-Companhia Portuguesa de Seguros de Saúde provides healthcare insurance services for individuals and families, allowing them to simulate and find the best conditions for their needs.

Novo Banco SA provides commercial banking services. It products include accounts, debit, credit and prepaid cards, payments, savings, investment funds, credit services, real estate, and insurance services. The company was founded on August 3, 2014 and is headquartered in Lisbon, Portugal.

Part of SIBS - SGPS SA, SIBS-Forward Payment Solutions SA is a Portuguese company that provides payment solutions to merchants, both online and in physical stores. The company is based in Lisbon, Portugal and was founded in 2000. The company offers innovative products and services in the area of production and customization of bank and commercial cards, developed with the latest and most advanced technologies on the market.