Björn Arne Christer Wahlroos

Mandatum & Co. Oy provides investment advice for Finnish insurance company portfolios.

Mandatum Pankki Oyj is an international bank founded in 1998. The company is based in Helsinki, Finland.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Mandatum & Co. Oy provides investment advice for Finnish insurance company portfolios.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Mandatum & Co. Oy provides investment advice for Finnish insurance company portfolios.

Mandatum Pankki Oyj is an international bank founded in 1998. The company is based in Helsinki, Finland.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Elinkeinoelämän Tutkimuslaitoksen kannatusyhdistys Ry is a research institute based in Helsinki, Finland. and has subsidiaries in Finland. The institute conducts applied economic research on important issues for Finland. According to Etla's recent competitiveness forecast, Finland's production cost competitiveness is stable this year and next.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.

Nordea Bank AB engages in the provision of commercial banking services, life insurance, investment advice, and funds. It operates through the following segments: Personal Banking, Commercial & Business Banking, Wholesale Banking, Wealth Management, Group Finance & Treasury, and Other Operating segments. The Personal Banking segment serves the household customers of Nordea in the Nordic markets, through various channels offering a full range of financial services and solutions. The Commercial & Business Banking segment services large corporate customers and small and medium-sized corporate customers. The Wholesale Banking segment provides banking and other financial solutions to large Nordic and international corporate, institutional and public companies. The Wealth Management segment provides investment savings and risk management products. The Group Finance & Treasury segment manages the funding of the group and supports the management and control of the Nordea Group. The company was founded in 1820 and is headquartered in Stockholm, Sweden.