Karen Darbasie

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

First Citizens Asset Management Ltd. (FCAM) is an investment management firm headquartered in Port of Spain, Trinidad and Tobago. The firm is a subsidiary of First Citizens Bank Ltd., which is owned by First Citizens Group Financial Holdings Ltd. (TTSE: FCGFH). FCAM offers a full range of asset management services to various clients.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

First Citizens Securities Trading Ltd. provides banking and financial services.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

First Citizens Asset Management Ltd. (FCAM) is an investment management firm headquartered in Port of Spain, Trinidad and Tobago. The firm is a subsidiary of First Citizens Bank Ltd., which is owned by First Citizens Group Financial Holdings Ltd. (TTSE: FCGFH). FCAM offers a full range of asset management services to various clients.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Asset Management Ltd. (FCAM) is an investment management firm headquartered in Port of Spain, Trinidad and Tobago. The firm is a subsidiary of First Citizens Bank Ltd., which is owned by First Citizens Group Financial Holdings Ltd. (TTSE: FCGFH). FCAM offers a full range of asset management services to various clients.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

First Citizens Securities Trading Ltd. provides banking and financial services.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Securities Trading Ltd. provides banking and financial services.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

First Citizens Securities Trading Ltd. provides banking and financial services.

Part of First Citizens Group Financial Holdings Ltd., FCCR First Citizens Costa Rica SA provides commercial banking services. The company is based in Heredia, Costa Rica.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Asset Management Ltd. (FCAM) is an investment management firm headquartered in Port of Spain, Trinidad and Tobago. The firm is a subsidiary of First Citizens Bank Ltd., which is owned by First Citizens Group Financial Holdings Ltd. (TTSE: FCGFH). FCAM offers a full range of asset management services to various clients.

First Citizens Asset Management Ltd. (FCAM) is an investment management firm headquartered in Port of Spain, Trinidad and Tobago. The firm is a subsidiary of First Citizens Bank Ltd., which is owned by First Citizens Group Financial Holdings Ltd. (TTSE: FCGFH). FCAM offers a full range of asset management services to various clients.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

Trinidad Nitrogen Co. Ltd. is a Trinidadian company that manufactures and supplies anhydrous ammonia gas for the fertilizer industry. The private company is based in Savonetta, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Securities Trading Ltd. provides banking and financial services.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

Trinidad Nitrogen Co. Ltd. is a Trinidadian company that manufactures and supplies anhydrous ammonia gas for the fertilizer industry. The private company is based in Savonetta, Trinidad and Tobago.

Trinidad Nitrogen Co. Ltd. is a Trinidadian company that manufactures and supplies anhydrous ammonia gas for the fertilizer industry. The private company is based in Savonetta, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

Part of First Citizens Group Financial Holdings Ltd., First Citizens Brokerage & Advisory Services Ltd. is a Trinidadian company that provides brokerage services. The company is based in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

First Citizens Bank Ltd. engages in the provision of financial services. It operates through the following segments: Retail Banking, Corporate Banking, Treasury Management and Investment Banking, Asset Management, and Group Function. The Retail Banking segment includes loans and mortgages, deposit, foreign exchange transactions, credit and debit cards, and card merchant acquiring business with retail and commercial customers. The Corporate Banking segment offers loans and credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury Management and Investment Banking segment comprises of liquidity management and investment banking services as well as corporate finance, and specialized financial trading. The Asset Management segment consists of investment products and services to institutional investors and intermediaries. The Group Function segment involves in finance, legal, and other centralized functions. The company was founded in March 1993 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.

United Way of Trinidad & Tobago provides resources to serve non-governmental organizations. It raises charitable donations from companies and individuals. The company was founded on November 30, 1999 and is headquartered in Port of Spain, Trinidad and Tobago.