W. Allen Nicholls

Operates as a bank holding company with interest in providing consumer and business banking services

Operates as a state chartered commercial bank

Nicholls Construction, Inc. specializes in building custom "systems built" modular homes. The private company is based in Front Royal, VA. These factory-built homes are constructed in sections with enhanced framing and precision engineering to meet or exceed all national, state, and local building codes. The modular construction process ensures quality control through factory inspections and independent reviews, resulting in durable, energy-efficient homes with superior insulation. Nicholls Construction offers a variety of home styles, including ranch, Cape Cod, and two-story designs, serving multiple counties.

The Community Foundation of The Northern Shenandoah Valley (CFNSV) is a local tax-exempt public charity serving Winchester and Clarke, Frederick, and Warren counties. The private company is based in Winchester, VA. It enhances quality of life by fostering philanthropy, building community endowments, strengthening nonprofits, and addressing regional needs through grants, scholarships, and leadership initiatives. CFNSV manages an investment portfolio and offers personalized philanthropic services to individuals, families, businesses, nonprofits, and professional advisors to facilitate charitable giving. Giving options include donor-advised funds, planned giving vehicles, legacy funds, and unrestricted gifts, supporting causes such as animal and nature, arts and culture, history and preservation, science and healthcare, and human care and support. The foundation administers donor-designated and competitive grant programs, including an annual competitive grants cycle that consolidates five key funds and distributes grants to qualified nonprofit organizations. It also offers scholarships and resources to assist applicants, monitors tax law changes and economic conditions to advise donors, and encourages professional advisors to support effective charitable giving. Community engagement is promoted through events, workshops, and recognition programs.