Mike Fairey

Functions as a Pension/Retirement Fund

Functions as a Pension/Retirement Fund

Functions as a Pension/Retirement Fund

Provides retirement, investment and protection solutions

Provides retail and commercial banking services

Develops cloud based SaaS solutions for utilities, energy retailers and transition providers

Operates as a social enterprise which helping people save energy every day

Consumer Credit Counselling Service, operating as StepChange Debt Charity, is a registered not-for-profit organization that provides free, impartial debt advice and solutions. The private company is based in Burnaby, UK. The charity offers a range of services including debt management plans, individual voluntary arrangements, debt relief orders, bankruptcy advice, equity release, mortgage advice, and Scotland-specific schemes such as the Debt Arrangement Scheme, protected trust deeds, sequestration, and minimal asset process. StepChange delivers support online and via a freephone helpline, with tools like budgeting guides, online calculators, and educational programs to help individuals manage their finances. The organization also provides guidance on specific debt challenges and mental health support related to debt stress. StepChange is authorized and regulated by the Financial Conduct Authority and engages in policy advocacy and research to influence financial reform.

Operates as a lender offering residential, buy to let and commercial mortgages, secured loans and development finance

Functions as an investment holding company

Provides insurance services

Provides annuities and equity release products and insurance services

Provides environmental consulting services