James E. Songer

Operates as a bank holding company through its subsidiary, provides banking services

Songer Insurance Agency, Inc. is an independent insurance agency that offers local guidance and personalized insurance solutions for individuals, families, and businesses. The private company is based in Beckley, WV. The agency specializes in Medicare insurance, including Medicare supplement, Medicare Advantage, and prescription drug plans, helping clients compare options from national carriers. The company also provides individual life insurance, group life and disability insurance programs, and employee benefits such as dental, vision, and health insurance. For employers, Songer Insurance assists with designing and implementing group life, disability, and health funding strategies, including health savings accounts and health reimbursement arrangements, ensuring compliance with regulations and controlling healthcare costs. The company's services include plan modeling, employee education, enrollment support, payroll integration, and annual reviews. Additional resources such as Medicare FAQs, planning guides, and an insurance insights blog are available to help clients make informed decisions.